What's Happening in the San Diego Market Right Now?

The biggest factor influencing today's market isn't seasonality. It's interest rates.

Many homeowners purchased or refinanced their homes when mortgage rates were sitting in the 2% to 4% range. Today, rates remain significantly higher, which means many potential sellers are hesitant to move.

After all, why give up a low monthly payment only to purchase another home at a much higher interest rate?

As a result, we're seeing fewer homeowners list their properties for sale. At the same time, some buyers have also stepped to the sidelines because affordability remains challenging.

The outcome is a market with lower inventory and fewer transactions overall.

Low Inventory Creates Opportunity

While some homeowners view the current market as a reason to wait, there is another way to look at it.

When inventory is low, competition is low.

If you're one of only a handful of homes available in your neighborhood—or the only one that matches what buyers are looking for—you may actually have an advantage.

Many sellers focus on finding the perfect month to list. But often the better question is:

How much competition will I have when I sell?

If there are five similar homes already sitting on the market, buyers have options.

If there are no comparable homes available, your property becomes the one buyers need to see.

Is Spring Still the Best Time to Sell?

Historically, spring and fall have been the busiest seasons for real estate.

More buyers tend to be active during those times, which is why many homeowners assume those are automatically the best months to sell.

But there's another side to that equation.

Those same seasons also bring more sellers to the market.

More buyers can be great, but more competition can offset some of that advantage.

That's why I encourage homeowners to focus less on the calendar and more on what's happening in their specific neighborhood.

Pricing and Presentation Matter More Than Timing

No matter what the market is doing, two things consistently matter:

1. Proper pricing
2. Strong presentation

A home that is priced appropriately, marketed effectively, and presented well will attract buyers in almost any market condition.

On the other hand, even during the hottest markets, overpriced homes can sit for weeks or months without selling.

That's why successful home sales are rarely about finding the perfect week or month.

They're about having the right strategy.

The Bottom Line

If you're thinking about selling your San Diego home in 2026, don't get caught up waiting for the "perfect" time.

Instead, look at what's happening in your neighborhood right now.

How many homes are competing with yours?

How quickly are they selling?

What are buyers responding to?

Those are the factors that can make a much bigger difference than the season on the calendar.

Every neighborhood in San Diego is different, and the best selling strategy depends on your specific property, goals, and local market conditions.

If you're considering a move this year and want to understand what your home could sell for, I'd be happy to help you evaluate your options and create a strategy tailored to your situation.